Life Insurance

Life Insurance - Liability Insurance is ?? For small businesses the most efficient and least expensive way to purchase liability insurance is usually as part of the Business owners Policy (BOP) which combines property and liability insurance in one contract. Alternatively, a business may purchase a Commercial General Your liability insurer will pay damages that you are legally obligated to pay as a result of “bodily injury,” “property damage” or “personal and advertising injury,” up to the policy limits and subject to your deductible. Punitive damages are generally not covered, although there may be some exceptions. Bodily injury means injury, sickness, disease or death; it may include injuries that are emotional or mental, such as post traumatic stress syndrome or humiliation. Personal and advertising injury includes libel, slander or any defamatory or disparaging material or a publication or utterance in violation of an individual's right of privacy; infringing the privacy or...

Life insurance - The Two Types Of Life Insurance . An important part of a sound financial plan, life insurance from The Prudential  of America and its affiliates provides a valuable death benefit to your beneficiaries upon your death. Your beneficiaries can then use this money to replace some of the income you would have earned or to help pay off debts or other expenses. The two types of life insurance are term and permanent. The one that's right for you depends on many factors, including your budget, the amount of coverage you need, and the length of time you'd like the coverage to last.     Please read the important disclosures at the bottom of the page. These products, and all of their features, benefits and riders, may not be available for sale in your state. Contact a licensed Financial Professional for more information about these and other products. Term policies issued by Pruco Life Insurance Company can help meet a wide variety of business and personal ...