Life Insurance

Life Insurance - A Little Story of State Farm Insurance .  This message was left on my voice mail. I continuously called requesting to speak w/the adjuster and Mrs. Dorothy M. but I did not get a call back. "Totally Ignored" no one at State Farm Insurance  was willing to give me insurance  information about the contractor Mr. Rollins and I was told to get in touch with the same person who will not call back in this case Mrs. Dorothy M. I called her office, her direct line, her cell phone and I was given another number to call but NO return of my calls. In November I decided to do my own homework and called a few contractor for estimates to fix the roof, at this time I had the opportunity to get on top of my roof and with the roofer I looked around visualize the actual damage of my roof as we inspected outside and inside of my home. "Mold had set up and the were visible damages in the interior of the house, I even felt the wet boards inside of the house. None of thi...

Life Insurance - You can make a claim for this coverage by submitting paperwork documenting your living expenses .  If your house is destroyed or otherwise unlivable while repairs are being made, you'll be glad you can tap into your "additional living expenses" (ALE) coverage. This type of coverage won't pay your mortgage, but it will cover the cost of an apartment or hotel. If you are displaced from your house, you can make a claim for this coverage by submitting paperwork documenting your living expenses. The ALE standard for most homeowner insurance policies is a benefit worth 20 percent of your home's replacement value. When you get a home insurance quote, find out if the policy specifies any limitations or exclusions on ALE. Finally, read the exclusions section of your home insurance policy. Understanding what's not going to be covered is just as important as knowing what is - before you ever have to make a claim. In the end, Griffin reminds new homeo...